Four Reasons to Choose Southland
Locally owned. Personally invested. Since 1996.
Local decisions
Work with a locally owned company and a team that knows the community.
Personal service
We take time to understand your situation and discuss your options.
Options for real life
From an unexpected expense to a larger purchase, we offer a variety of loan options.
Here since 1996
Our Athens and Cleveland offices continue a tradition of neighbors helping neighbors.
The Southland Difference
Southland began in Athens in 1996 with a straightforward purpose: provide loans to local people and treat each customer as an individual. Today, our Athens and Cleveland teams carry that same hometown approach into every conversation.
Whether you’re planning a purchase or facing an unexpected bill, we’ll talk through your needs and explain the next steps. Meet your local team.
Frequently Asked Questions
How do I get started?
Call or visit a branch. A loan officer can discuss your needs and explain the application process.
What information will I need?
Income must be verified at or before closing. Proof of address may also be required. Your loan officer can tell you what to bring.
Can I apply with less-than-perfect credit?
Applications are reviewed individually under Southland’s credit approval and loan guidelines. Approval is not guaranteed.